Deposit once, earn everywhere with Clovis

The Earn page is where the "deposit once, earn everywhere" idea becomes a screen. It lists a curated vault for each supported asset — every vault run by a curator — with the chains it reaches, its TVL and its deposit APY sitting on the same row as the deposit action. Above the table, the page rolls up total deposited and total yield generated across the whole platform, and once a wallet is connected the same header also shows that user's own deposit and total earned.

The point of the design is that a depositor never has to think in chains. They pick an asset, deposit once, and the vault handles spreading that capital to where it earns. Inside a position the balance splits two ways: a flexible portion that stays withdrawable at the base rate, and locked portions that trade liquidity for a boosted yield over a fixed term, with auto-renewal, relocking and early unlock all surfaced in the portfolio view.

The borrow flow answers the question every yield product eventually runs into: how do I get liquidity out of a position without unwinding it and losing the yield it's earning? Clovis lets a user borrow against an earn position while it keeps compounding — the vault receipt token itself is the collateral, so the deposit stays productive instead of being pulled out to free up cash.

The markets come in two shapes. Single-collateral markets, built on Morpho, pair one collateral asset with one borrow asset. Multi-collateral markets, built on Euler, let a mix of vault tokens back a single debt. Every row carries its available liquidity, borrow rate, LLTV and utilization, and the borrow panel keeps the health factor beside the amount along with a destination chain selector — plus the reminder that collateral in one market only ever backs that market's debt.

A yield product asks for a lot of trust, so Clovis puts its mechanics on a page of its own. Transparency gives every vault a tab: who curates it, which chain it settles on, its TVL and deposit APY, and a month of history charted with the locked and flexible portions drawn as separate series. A short explainer states plainly what the single headline APY is actually made of — the underlying lending rate, plus a share of protocol rewards.

Below that, the allocation is shown rather than described. A donut breaks the vault down by chain and notes that those weights rebalance automatically as rates move, and a collateral exposure table lists each position the deposited asset is lent against: the protocol behind it, Morpho or Euler, the total collateral, its LTV and liquidation threshold, and how utilized it is. The vault's contract address sits on the same page for anyone who wants to verify the claim on-chain.

Underneath the product is the part that makes cross-chain yield actually work: a hub-and-spoke architecture. A hub — deployed here on Base Sepolia — owns the accounting and keeps one consistent view of who's owed what, while spoke deployments on each supported chain handle custody and lending locally. That separation is what lets a single deposit be tracked coherently while its capital sits across a growing set of networks, and lets the vault rebalance between them automatically as yields move.

Assets travel over pluggable bridge adapters — Wormhole and Hyperlane — which the in-app bridge exposes directly, so moving an asset between supported chains is a first-class action rather than a detour. We built this from the ground up: the vault and market contracts, the frontend that reads and drives them, and the hub-to-spoke coordination that keeps balances in sync. Running on testnet first is the deliberate part — the mechanism gets proven before real capital is trusted to it.